LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,526
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,818
−HK$1,312/mo
Today · 4.125%
HK$44,130
baseline
▲ 0.50% · 4.625%
HK$46,815
+HK$2,685/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,260/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$682,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,197
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,436
−HK$1,257/mo
Today · 4.125%
HK$48,693
baseline
▲ 0.50% · 4.625%
HK$51,260
+HK$2,567/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,386/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$682,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,831
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,381
−HK$1,575/mo
Today · 4.125%
HK$52,956
baseline
▲ 0.50% · 4.625%
HK$56,178
+HK$3,222/mo
Deposit HK$7.28M · loan HK$10.93M · min. income ≈ HK$105,912/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$682,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,437
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,923
−HK$1,509/mo
Today · 4.125%
HK$58,432
baseline
▲ 0.50% · 4.625%
HK$61,512
+HK$3,080/mo
Deposit HK$7.28M · loan HK$10.93M · min. income ≈ HK$116,864/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$682,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,136
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,945
−HK$1,837/mo
Today · 4.125%
HK$61,782
baseline
▲ 0.50% · 4.625%
HK$65,541
+HK$3,759/mo
Deposit HK$5.46M · loan HK$12.75M · min. income ≈ HK$123,564/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$682,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,676
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$66,411
−HK$1,759/mo
Today · 4.125%
HK$68,170
baseline
▲ 0.50% · 4.625%
HK$71,764
+HK$3,594/mo
Deposit HK$5.46M · loan HK$12.75M · min. income ≈ HK$136,340/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$682,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,747
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$77,072
−HK$2,362/mo
Today · 4.125%
HK$79,434
baseline
▲ 0.50% · 4.625%
HK$84,267
+HK$4,833/mo
Deposit HK$1.82M · loan HK$16.39M · min. income ≈ HK$158,868/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,155
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$85,385
−HK$2,263/mo
Today · 4.125%
HK$87,648
baseline
▲ 0.50% · 4.625%
HK$92,268
+HK$4,620/mo
Deposit HK$1.82M · loan HK$16.39M · min. income ≈ HK$175,296/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,917 · Scale 2, in force from 26 Feb 2026)