LTV · monthly repayment
▼ 0.50% · 3.625%
HK$415,289
−HK$26,043/mo
▼ 0.25% · 3.875%
HK$428,207
−HK$13,125/mo
Today · 4.125%
HK$441,332
baseline
▲ 0.50% · 4.625%
HK$468,186
+HK$26,854/mo
Deposit HK$91.06M · loan HK$91.06M · min. income ≈ HK$882,664/mo (50% DSR)
Upfront cash ≈ HK$102.90M (deposit + AVD stamp duty HK$11,838,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$462,005
−HK$24,961/mo
▼ 0.25% · 3.875%
HK$474,396
−HK$12,570/mo
Today · 4.125%
HK$486,966
baseline
▲ 0.50% · 4.625%
HK$512,634
+HK$25,668/mo
Deposit HK$91.06M · loan HK$91.06M · min. income ≈ HK$973,932/mo (50% DSR)
Upfront cash ≈ HK$102.90M (deposit + AVD stamp duty HK$11,838,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$498,347
−HK$31,251/mo
▼ 0.25% · 3.875%
HK$513,849
−HK$15,749/mo
Today · 4.125%
HK$529,598
baseline
▲ 0.50% · 4.625%
HK$561,823
+HK$32,225/mo
Deposit HK$72.85M · loan HK$109.27M · min. income ≈ HK$1,059,196/mo (50% DSR)
Upfront cash ≈ HK$84.69M (deposit + AVD stamp duty HK$11,838,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$554,406
−HK$29,953/mo
▼ 0.25% · 3.875%
HK$569,275
−HK$15,084/mo
Today · 4.125%
HK$584,359
baseline
▲ 0.50% · 4.625%
HK$615,161
+HK$30,802/mo
Deposit HK$72.85M · loan HK$109.27M · min. income ≈ HK$1,168,718/mo (50% DSR)
Upfront cash ≈ HK$84.69M (deposit + AVD stamp duty HK$11,838,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$581,405
−HK$36,459/mo
▼ 0.25% · 3.875%
HK$599,490
−HK$18,374/mo
Today · 4.125%
HK$617,864
baseline
▲ 0.50% · 4.625%
HK$655,460
+HK$37,596/mo
Deposit HK$54.64M · loan HK$127.49M · min. income ≈ HK$1,235,728/mo (50% DSR)
Upfront cash ≈ HK$66.48M (deposit + AVD stamp duty HK$11,838,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$646,807
−HK$34,945/mo
▼ 0.25% · 3.875%
HK$664,154
−HK$17,598/mo
Today · 4.125%
HK$681,752
baseline
▲ 0.50% · 4.625%
HK$717,688
+HK$35,936/mo
Deposit HK$54.64M · loan HK$127.49M · min. income ≈ HK$1,363,504/mo (50% DSR)
Upfront cash ≈ HK$66.48M (deposit + AVD stamp duty HK$11,838,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$747,521
−HK$46,876/mo
▼ 0.25% · 3.875%
HK$770,773
−HK$23,624/mo
Today · 4.125%
HK$794,397
baseline
▲ 0.50% · 4.625%
HK$842,734
+HK$48,337/mo
Deposit HK$18.21M · loan HK$163.91M · min. income ≈ HK$1,588,794/mo (50% DSR)
Upfront cash ≈ HK$30.05M (deposit + AVD stamp duty HK$11,838,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$831,609
−HK$44,929/mo
▼ 0.25% · 3.875%
HK$853,913
−HK$22,625/mo
Today · 4.125%
HK$876,538
baseline
▲ 0.50% · 4.625%
HK$922,742
+HK$46,204/mo
Deposit HK$18.21M · loan HK$163.91M · min. income ≈ HK$1,753,076/mo (50% DSR)
Upfront cash ≈ HK$30.05M (deposit + AVD stamp duty HK$11,838,055 · Scale 2, in force from 26 Feb 2026)