LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,530
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,822
−HK$1,312/mo
Today · 4.125%
HK$44,134
baseline
▲ 0.50% · 4.625%
HK$46,820
+HK$2,686/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,268/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$682,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,202
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,441
−HK$1,257/mo
Today · 4.125%
HK$48,698
baseline
▲ 0.50% · 4.625%
HK$51,265
+HK$2,567/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,396/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$682,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,836
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,386
−HK$1,575/mo
Today · 4.125%
HK$52,961
baseline
▲ 0.50% · 4.625%
HK$56,184
+HK$3,223/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,922/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$682,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,442
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,929
−HK$1,508/mo
Today · 4.125%
HK$58,437
baseline
▲ 0.50% · 4.625%
HK$61,518
+HK$3,081/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,874/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$682,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,142
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,950
−HK$1,838/mo
Today · 4.125%
HK$61,788
baseline
▲ 0.50% · 4.625%
HK$65,548
+HK$3,760/mo
Deposit HK$5.46M · loan HK$12.75M · min. income ≈ HK$123,576/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$682,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,682
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,417
−HK$1,760/mo
Today · 4.125%
HK$68,177
baseline
▲ 0.50% · 4.625%
HK$71,771
+HK$3,594/mo
Deposit HK$5.46M · loan HK$12.75M · min. income ≈ HK$136,354/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$682,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,754
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$77,079
−HK$2,363/mo
Today · 4.125%
HK$79,442
baseline
▲ 0.50% · 4.625%
HK$84,275
+HK$4,833/mo
Deposit HK$1.82M · loan HK$16.39M · min. income ≈ HK$158,884/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,163
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$85,393
−HK$2,263/mo
Today · 4.125%
HK$87,656
baseline
▲ 0.50% · 4.625%
HK$92,276
+HK$4,620/mo
Deposit HK$1.82M · loan HK$16.39M · min. income ≈ HK$175,312/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,982 · Scale 2, in force from 26 Feb 2026)