LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,535
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,827
−HK$1,313/mo
Today · 4.125%
HK$44,140
baseline
▲ 0.50% · 4.625%
HK$46,826
+HK$2,686/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,280/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,208
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,447
−HK$1,257/mo
Today · 4.125%
HK$48,704
baseline
▲ 0.50% · 4.625%
HK$51,271
+HK$2,567/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,408/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,842
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,393
−HK$1,575/mo
Today · 4.125%
HK$52,968
baseline
▲ 0.50% · 4.625%
HK$56,191
+HK$3,223/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,936/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,449
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,936
−HK$1,509/mo
Today · 4.125%
HK$58,445
baseline
▲ 0.50% · 4.625%
HK$61,526
+HK$3,081/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,890/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,149
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,958
−HK$1,838/mo
Today · 4.125%
HK$61,796
baseline
▲ 0.50% · 4.625%
HK$65,556
+HK$3,760/mo
Deposit HK$5.46M · loan HK$12.75M · min. income ≈ HK$123,592/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,691
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,426
−HK$1,760/mo
Today · 4.125%
HK$68,186
baseline
▲ 0.50% · 4.625%
HK$71,780
+HK$3,594/mo
Deposit HK$5.46M · loan HK$12.75M · min. income ≈ HK$136,372/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,764
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$77,089
−HK$2,363/mo
Today · 4.125%
HK$79,452
baseline
▲ 0.50% · 4.625%
HK$84,286
+HK$4,834/mo
Deposit HK$1.82M · loan HK$16.39M · min. income ≈ HK$158,904/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$683,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,174
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$85,404
−HK$2,263/mo
Today · 4.125%
HK$87,667
baseline
▲ 0.50% · 4.625%
HK$92,288
+HK$4,621/mo
Deposit HK$1.82M · loan HK$16.39M · min. income ≈ HK$175,334/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$683,071 · Scale 2, in force from 26 Feb 2026)