LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,538
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,830
−HK$1,312/mo
Today · 4.125%
HK$44,142
baseline
▲ 0.50% · 4.625%
HK$46,828
+HK$2,686/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,284/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,210
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,449
−HK$1,258/mo
Today · 4.125%
HK$48,707
baseline
▲ 0.50% · 4.625%
HK$51,274
+HK$2,567/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,414/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,845
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,396
−HK$1,575/mo
Today · 4.125%
HK$52,971
baseline
▲ 0.50% · 4.625%
HK$56,194
+HK$3,223/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,942/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,452
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,939
−HK$1,509/mo
Today · 4.125%
HK$58,448
baseline
▲ 0.50% · 4.625%
HK$61,529
+HK$3,081/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,896/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,153
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,962
−HK$1,837/mo
Today · 4.125%
HK$61,799
baseline
▲ 0.50% · 4.625%
HK$65,560
+HK$3,761/mo
Deposit HK$5.46M · loan HK$12.75M · min. income ≈ HK$123,598/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,694
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,429
−HK$1,760/mo
Today · 4.125%
HK$68,189
baseline
▲ 0.50% · 4.625%
HK$71,784
+HK$3,595/mo
Deposit HK$5.46M · loan HK$12.75M · min. income ≈ HK$136,378/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,768
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$77,093
−HK$2,363/mo
Today · 4.125%
HK$79,456
baseline
▲ 0.50% · 4.625%
HK$84,291
+HK$4,835/mo
Deposit HK$1.82M · loan HK$16.39M · min. income ≈ HK$158,912/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$683,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,178
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$85,409
−HK$2,263/mo
Today · 4.125%
HK$87,672
baseline
▲ 0.50% · 4.625%
HK$92,293
+HK$4,621/mo
Deposit HK$1.82M · loan HK$16.39M · min. income ≈ HK$175,344/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$683,108 · Scale 2, in force from 26 Feb 2026)