LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,539
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,831
−HK$1,312/mo
Today · 4.125%
HK$44,143
baseline
▲ 0.50% · 4.625%
HK$46,830
+HK$2,687/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,286/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,211
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,451
−HK$1,257/mo
Today · 4.125%
HK$48,708
baseline
▲ 0.50% · 4.625%
HK$51,275
+HK$2,567/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,416/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,846
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,397
−HK$1,575/mo
Today · 4.125%
HK$52,972
baseline
▲ 0.50% · 4.625%
HK$56,195
+HK$3,223/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,944/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,454
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,941
−HK$1,509/mo
Today · 4.125%
HK$58,450
baseline
▲ 0.50% · 4.625%
HK$61,531
+HK$3,081/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,900/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,154
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,963
−HK$1,838/mo
Today · 4.125%
HK$61,801
baseline
▲ 0.50% · 4.625%
HK$65,561
+HK$3,760/mo
Deposit HK$5.46M · loan HK$12.75M · min. income ≈ HK$123,602/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,696
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,431
−HK$1,760/mo
Today · 4.125%
HK$68,191
baseline
▲ 0.50% · 4.625%
HK$71,786
+HK$3,595/mo
Deposit HK$5.46M · loan HK$12.75M · min. income ≈ HK$136,382/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,770
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$77,095
−HK$2,363/mo
Today · 4.125%
HK$79,458
baseline
▲ 0.50% · 4.625%
HK$84,293
+HK$4,835/mo
Deposit HK$1.82M · loan HK$16.39M · min. income ≈ HK$158,916/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$683,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,180
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$85,411
−HK$2,263/mo
Today · 4.125%
HK$87,674
baseline
▲ 0.50% · 4.625%
HK$92,296
+HK$4,622/mo
Deposit HK$1.82M · loan HK$16.39M · min. income ≈ HK$175,348/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$683,125 · Scale 2, in force from 26 Feb 2026)