LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,539
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,831
−HK$1,313/mo
Today · 4.125%
HK$44,144
baseline
▲ 0.50% · 4.625%
HK$46,830
+HK$2,686/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,288/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,212
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,451
−HK$1,257/mo
Today · 4.125%
HK$48,708
baseline
▲ 0.50% · 4.625%
HK$51,276
+HK$2,568/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,416/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,847
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,397
−HK$1,575/mo
Today · 4.125%
HK$52,972
baseline
▲ 0.50% · 4.625%
HK$56,196
+HK$3,224/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,944/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,454
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,941
−HK$1,509/mo
Today · 4.125%
HK$58,450
baseline
▲ 0.50% · 4.625%
HK$61,531
+HK$3,081/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,900/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,154
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,963
−HK$1,838/mo
Today · 4.125%
HK$61,801
baseline
▲ 0.50% · 4.625%
HK$65,562
+HK$3,761/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$123,602/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,696
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,431
−HK$1,761/mo
Today · 4.125%
HK$68,192
baseline
▲ 0.50% · 4.625%
HK$71,786
+HK$3,594/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$136,384/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,770
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$77,096
−HK$2,363/mo
Today · 4.125%
HK$79,459
baseline
▲ 0.50% · 4.625%
HK$84,294
+HK$4,835/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$158,918/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$683,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,181
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$85,412
−HK$2,263/mo
Today · 4.125%
HK$87,675
baseline
▲ 0.50% · 4.625%
HK$92,296
+HK$4,621/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$175,350/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$683,129 · Scale 2, in force from 26 Feb 2026)