LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,543
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,835
−HK$1,313/mo
Today · 4.125%
HK$44,148
baseline
▲ 0.50% · 4.625%
HK$46,834
+HK$2,686/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,296/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,216
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,455
−HK$1,258/mo
Today · 4.125%
HK$48,713
baseline
▲ 0.50% · 4.625%
HK$51,280
+HK$2,567/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,426/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,851
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,402
−HK$1,575/mo
Today · 4.125%
HK$52,977
baseline
▲ 0.50% · 4.625%
HK$56,201
+HK$3,224/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,954/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,459
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,946
−HK$1,509/mo
Today · 4.125%
HK$58,455
baseline
▲ 0.50% · 4.625%
HK$61,537
+HK$3,082/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,910/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,160
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,969
−HK$1,838/mo
Today · 4.125%
HK$61,807
baseline
▲ 0.50% · 4.625%
HK$65,568
+HK$3,761/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$123,614/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,702
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,437
−HK$1,761/mo
Today · 4.125%
HK$68,198
baseline
▲ 0.50% · 4.625%
HK$71,793
+HK$3,595/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$136,396/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,777
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$77,103
−HK$2,363/mo
Today · 4.125%
HK$79,466
baseline
▲ 0.50% · 4.625%
HK$84,301
+HK$4,835/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$158,932/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,188
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$85,420
−HK$2,263/mo
Today · 4.125%
HK$87,683
baseline
▲ 0.50% · 4.625%
HK$92,305
+HK$4,622/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$175,366/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,191 · Scale 2, in force from 26 Feb 2026)