LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,543
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,836
−HK$1,313/mo
Today · 4.125%
HK$44,149
baseline
▲ 0.50% · 4.625%
HK$46,835
+HK$2,686/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,298/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,217
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,456
−HK$1,258/mo
Today · 4.125%
HK$48,714
baseline
▲ 0.50% · 4.625%
HK$51,281
+HK$2,567/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,428/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,852
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,403
−HK$1,575/mo
Today · 4.125%
HK$52,978
baseline
▲ 0.50% · 4.625%
HK$56,202
+HK$3,224/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,956/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,460
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,947
−HK$1,509/mo
Today · 4.125%
HK$58,456
baseline
▲ 0.50% · 4.625%
HK$61,538
+HK$3,082/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,912/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,161
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,970
−HK$1,838/mo
Today · 4.125%
HK$61,808
baseline
▲ 0.50% · 4.625%
HK$65,569
+HK$3,761/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$123,616/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,703
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,439
−HK$1,760/mo
Today · 4.125%
HK$68,199
baseline
▲ 0.50% · 4.625%
HK$71,794
+HK$3,595/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$136,398/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,778
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$77,104
−HK$2,363/mo
Today · 4.125%
HK$79,467
baseline
▲ 0.50% · 4.625%
HK$84,303
+HK$4,836/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$158,934/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,190
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$85,421
−HK$2,263/mo
Today · 4.125%
HK$87,684
baseline
▲ 0.50% · 4.625%
HK$92,306
+HK$4,622/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$175,368/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,204 · Scale 2, in force from 26 Feb 2026)