LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,544
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,836
−HK$1,313/mo
Today · 4.125%
HK$44,149
baseline
▲ 0.50% · 4.625%
HK$46,835
+HK$2,686/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,298/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,217
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,457
−HK$1,257/mo
Today · 4.125%
HK$48,714
baseline
▲ 0.50% · 4.625%
HK$51,282
+HK$2,568/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,428/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,853
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,403
−HK$1,576/mo
Today · 4.125%
HK$52,979
baseline
▲ 0.50% · 4.625%
HK$56,202
+HK$3,223/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,958/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,461
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,948
−HK$1,509/mo
Today · 4.125%
HK$58,457
baseline
▲ 0.50% · 4.625%
HK$61,538
+HK$3,081/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,914/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,161
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,971
−HK$1,838/mo
Today · 4.125%
HK$61,809
baseline
▲ 0.50% · 4.625%
HK$65,570
+HK$3,761/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$123,618/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,704
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,439
−HK$1,761/mo
Today · 4.125%
HK$68,200
baseline
▲ 0.50% · 4.625%
HK$71,795
+HK$3,595/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$136,400/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,779
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$77,105
−HK$2,363/mo
Today · 4.125%
HK$79,468
baseline
▲ 0.50% · 4.625%
HK$84,304
+HK$4,836/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$158,936/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,191
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$85,422
−HK$2,263/mo
Today · 4.125%
HK$87,685
baseline
▲ 0.50% · 4.625%
HK$92,307
+HK$4,622/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$175,370/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,210 · Scale 2, in force from 26 Feb 2026)