LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,545
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,837
−HK$1,313/mo
Today · 4.125%
HK$44,150
baseline
▲ 0.50% · 4.625%
HK$46,836
+HK$2,686/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,300/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,218
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,458
−HK$1,257/mo
Today · 4.125%
HK$48,715
baseline
▲ 0.50% · 4.625%
HK$51,283
+HK$2,568/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,430/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,854
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,404
−HK$1,576/mo
Today · 4.125%
HK$52,980
baseline
▲ 0.50% · 4.625%
HK$56,204
+HK$3,224/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,960/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,462
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,949
−HK$1,509/mo
Today · 4.125%
HK$58,458
baseline
▲ 0.50% · 4.625%
HK$61,539
+HK$3,081/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,916/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,163
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,972
−HK$1,838/mo
Today · 4.125%
HK$61,810
baseline
▲ 0.50% · 4.625%
HK$65,571
+HK$3,761/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$123,620/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,705
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,441
−HK$1,760/mo
Today · 4.125%
HK$68,201
baseline
▲ 0.50% · 4.625%
HK$71,796
+HK$3,595/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$136,402/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,780
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$77,106
−HK$2,364/mo
Today · 4.125%
HK$79,470
baseline
▲ 0.50% · 4.625%
HK$84,305
+HK$4,835/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$158,940/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,192
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$85,424
−HK$2,263/mo
Today · 4.125%
HK$87,687
baseline
▲ 0.50% · 4.625%
HK$92,309
+HK$4,622/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$175,374/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,224 · Scale 2, in force from 26 Feb 2026)