LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,547
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,839
−HK$1,313/mo
Today · 4.125%
HK$44,152
baseline
▲ 0.50% · 4.625%
HK$46,838
+HK$2,686/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,304/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,220
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,460
−HK$1,257/mo
Today · 4.125%
HK$48,717
baseline
▲ 0.50% · 4.625%
HK$51,285
+HK$2,568/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,434/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,856
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,407
−HK$1,575/mo
Today · 4.125%
HK$52,982
baseline
▲ 0.50% · 4.625%
HK$56,206
+HK$3,224/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,964/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,464
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,952
−HK$1,509/mo
Today · 4.125%
HK$58,461
baseline
▲ 0.50% · 4.625%
HK$61,542
+HK$3,081/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,922/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,165
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,975
−HK$1,838/mo
Today · 4.125%
HK$61,813
baseline
▲ 0.50% · 4.625%
HK$65,574
+HK$3,761/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$123,626/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,708
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,444
−HK$1,760/mo
Today · 4.125%
HK$68,204
baseline
▲ 0.50% · 4.625%
HK$71,799
+HK$3,595/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$136,408/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,784
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$77,110
−HK$2,364/mo
Today · 4.125%
HK$79,474
baseline
▲ 0.50% · 4.625%
HK$84,309
+HK$4,835/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$158,948/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,196
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$85,428
−HK$2,263/mo
Today · 4.125%
HK$87,691
baseline
▲ 0.50% · 4.625%
HK$92,314
+HK$4,623/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$175,382/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,256 · Scale 2, in force from 26 Feb 2026)