LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,547
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,839
−HK$1,313/mo
Today · 4.125%
HK$44,152
baseline
▲ 0.50% · 4.625%
HK$46,839
+HK$2,687/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,304/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,221
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,460
−HK$1,258/mo
Today · 4.125%
HK$48,718
baseline
▲ 0.50% · 4.625%
HK$51,286
+HK$2,568/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,436/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,856
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,407
−HK$1,576/mo
Today · 4.125%
HK$52,983
baseline
▲ 0.50% · 4.625%
HK$56,207
+HK$3,224/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,966/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,465
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,952
−HK$1,509/mo
Today · 4.125%
HK$58,461
baseline
▲ 0.50% · 4.625%
HK$61,543
+HK$3,082/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,922/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,166
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,975
−HK$1,838/mo
Today · 4.125%
HK$61,813
baseline
▲ 0.50% · 4.625%
HK$65,574
+HK$3,761/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$123,626/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,709
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,444
−HK$1,761/mo
Today · 4.125%
HK$68,205
baseline
▲ 0.50% · 4.625%
HK$71,800
+HK$3,595/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$136,410/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,785
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$77,111
−HK$2,363/mo
Today · 4.125%
HK$79,474
baseline
▲ 0.50% · 4.625%
HK$84,310
+HK$4,836/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$158,948/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,197
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$85,428
−HK$2,264/mo
Today · 4.125%
HK$87,692
baseline
▲ 0.50% · 4.625%
HK$92,314
+HK$4,622/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$175,384/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,262 · Scale 2, in force from 26 Feb 2026)