LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,548
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,840
−HK$1,313/mo
Today · 4.125%
HK$44,153
baseline
▲ 0.50% · 4.625%
HK$46,840
+HK$2,687/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,306/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,221
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,461
−HK$1,257/mo
Today · 4.125%
HK$48,718
baseline
▲ 0.50% · 4.625%
HK$51,286
+HK$2,568/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,436/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,857
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,408
−HK$1,575/mo
Today · 4.125%
HK$52,983
baseline
▲ 0.50% · 4.625%
HK$56,207
+HK$3,224/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,966/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,465
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,953
−HK$1,509/mo
Today · 4.125%
HK$58,462
baseline
▲ 0.50% · 4.625%
HK$61,544
+HK$3,082/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,924/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,167
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,976
−HK$1,838/mo
Today · 4.125%
HK$61,814
baseline
▲ 0.50% · 4.625%
HK$65,575
+HK$3,761/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$123,628/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,710
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,445
−HK$1,761/mo
Today · 4.125%
HK$68,206
baseline
▲ 0.50% · 4.625%
HK$71,801
+HK$3,595/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$136,412/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,786
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$77,112
−HK$2,363/mo
Today · 4.125%
HK$79,475
baseline
▲ 0.50% · 4.625%
HK$84,311
+HK$4,836/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$158,950/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,198
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$85,429
−HK$2,264/mo
Today · 4.125%
HK$87,693
baseline
▲ 0.50% · 4.625%
HK$92,315
+HK$4,622/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$175,386/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,271 · Scale 2, in force from 26 Feb 2026)