LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,548
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,840
−HK$1,313/mo
Today · 4.125%
HK$44,153
baseline
▲ 0.50% · 4.625%
HK$46,840
+HK$2,687/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,306/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,221
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,461
−HK$1,258/mo
Today · 4.125%
HK$48,719
baseline
▲ 0.50% · 4.625%
HK$51,287
+HK$2,568/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,438/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,857
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,408
−HK$1,576/mo
Today · 4.125%
HK$52,984
baseline
▲ 0.50% · 4.625%
HK$56,208
+HK$3,224/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,968/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,466
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,953
−HK$1,509/mo
Today · 4.125%
HK$58,462
baseline
▲ 0.50% · 4.625%
HK$61,544
+HK$3,082/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,924/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,167
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,976
−HK$1,838/mo
Today · 4.125%
HK$61,814
baseline
▲ 0.50% · 4.625%
HK$65,576
+HK$3,762/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$123,628/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,710
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,445
−HK$1,761/mo
Today · 4.125%
HK$68,206
baseline
▲ 0.50% · 4.625%
HK$71,801
+HK$3,595/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$136,412/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,786
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$77,112
−HK$2,364/mo
Today · 4.125%
HK$79,476
baseline
▲ 0.50% · 4.625%
HK$84,311
+HK$4,835/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$158,952/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,198
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$85,430
−HK$2,263/mo
Today · 4.125%
HK$87,693
baseline
▲ 0.50% · 4.625%
HK$92,316
+HK$4,623/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$175,386/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,274 · Scale 2, in force from 26 Feb 2026)