LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,549
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,842
−HK$1,313/mo
Today · 4.125%
HK$44,155
baseline
▲ 0.50% · 4.625%
HK$46,841
+HK$2,686/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,310/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,223
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,463
−HK$1,257/mo
Today · 4.125%
HK$48,720
baseline
▲ 0.50% · 4.625%
HK$51,288
+HK$2,568/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,440/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,859
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,410
−HK$1,576/mo
Today · 4.125%
HK$52,986
baseline
▲ 0.50% · 4.625%
HK$56,210
+HK$3,224/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,972/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,468
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,955
−HK$1,509/mo
Today · 4.125%
HK$58,464
baseline
▲ 0.50% · 4.625%
HK$61,546
+HK$3,082/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,928/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,169
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,978
−HK$1,838/mo
Today · 4.125%
HK$61,816
baseline
▲ 0.50% · 4.625%
HK$65,578
+HK$3,762/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$123,632/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,712
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,448
−HK$1,760/mo
Today · 4.125%
HK$68,208
baseline
▲ 0.50% · 4.625%
HK$71,804
+HK$3,596/mo
Deposit HK$5.47M · loan HK$12.75M · min. income ≈ HK$136,416/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,788
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$77,115
−HK$2,363/mo
Today · 4.125%
HK$79,478
baseline
▲ 0.50% · 4.625%
HK$84,314
+HK$4,836/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$158,956/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,201
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$85,433
−HK$2,263/mo
Today · 4.125%
HK$87,696
baseline
▲ 0.50% · 4.625%
HK$92,319
+HK$4,623/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$175,392/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,297 · Scale 2, in force from 26 Feb 2026)