LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,550
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,842
−HK$1,313/mo
Today · 4.125%
HK$44,155
baseline
▲ 0.50% · 4.625%
HK$46,842
+HK$2,687/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,310/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,224
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,463
−HK$1,258/mo
Today · 4.125%
HK$48,721
baseline
▲ 0.50% · 4.625%
HK$51,289
+HK$2,568/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,442/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,860
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,411
−HK$1,575/mo
Today · 4.125%
HK$52,986
baseline
▲ 0.50% · 4.625%
HK$56,211
+HK$3,225/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,972/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,468
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,956
−HK$1,509/mo
Today · 4.125%
HK$58,465
baseline
▲ 0.50% · 4.625%
HK$61,547
+HK$3,082/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,930/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,170
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,979
−HK$1,838/mo
Today · 4.125%
HK$61,817
baseline
▲ 0.50% · 4.625%
HK$65,579
+HK$3,762/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,634/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,713
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,449
−HK$1,760/mo
Today · 4.125%
HK$68,209
baseline
▲ 0.50% · 4.625%
HK$71,805
+HK$3,596/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,418/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,790
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$77,116
−HK$2,364/mo
Today · 4.125%
HK$79,480
baseline
▲ 0.50% · 4.625%
HK$84,316
+HK$4,836/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$158,960/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,203
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$85,434
−HK$2,264/mo
Today · 4.125%
HK$87,698
baseline
▲ 0.50% · 4.625%
HK$92,321
+HK$4,623/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$175,396/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,309 · Scale 2, in force from 26 Feb 2026)