LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,552
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,844
−HK$1,314/mo
Today · 4.125%
HK$44,158
baseline
▲ 0.50% · 4.625%
HK$46,844
+HK$2,686/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,316/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,226
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,466
−HK$1,258/mo
Today · 4.125%
HK$48,724
baseline
▲ 0.50% · 4.625%
HK$51,292
+HK$2,568/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,448/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,862
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,413
−HK$1,576/mo
Today · 4.125%
HK$52,989
baseline
▲ 0.50% · 4.625%
HK$56,213
+HK$3,224/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,978/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,471
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,959
−HK$1,509/mo
Today · 4.125%
HK$58,468
baseline
▲ 0.50% · 4.625%
HK$61,550
+HK$3,082/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,936/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,173
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,982
−HK$1,839/mo
Today · 4.125%
HK$61,821
baseline
▲ 0.50% · 4.625%
HK$65,582
+HK$3,761/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,642/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,717
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,452
−HK$1,761/mo
Today · 4.125%
HK$68,213
baseline
▲ 0.50% · 4.625%
HK$71,809
+HK$3,596/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,426/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,793
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$77,120
−HK$2,364/mo
Today · 4.125%
HK$79,484
baseline
▲ 0.50% · 4.625%
HK$84,320
+HK$4,836/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$158,968/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,207
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$85,438
−HK$2,264/mo
Today · 4.125%
HK$87,702
baseline
▲ 0.50% · 4.625%
HK$92,325
+HK$4,623/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$175,404/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,343 · Scale 2, in force from 26 Feb 2026)