LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,553
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,846
−HK$1,313/mo
Today · 4.125%
HK$44,159
baseline
▲ 0.50% · 4.625%
HK$46,846
+HK$2,687/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,318/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,227
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,467
−HK$1,258/mo
Today · 4.125%
HK$48,725
baseline
▲ 0.50% · 4.625%
HK$51,293
+HK$2,568/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,450/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$683,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,864
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,415
−HK$1,576/mo
Today · 4.125%
HK$52,991
baseline
▲ 0.50% · 4.625%
HK$56,215
+HK$3,224/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,982/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,473
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,961
−HK$1,509/mo
Today · 4.125%
HK$58,470
baseline
▲ 0.50% · 4.625%
HK$61,552
+HK$3,082/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,940/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,174
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,984
−HK$1,838/mo
Today · 4.125%
HK$61,822
baseline
▲ 0.50% · 4.625%
HK$65,584
+HK$3,762/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,644/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,718
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$66,454
−HK$1,761/mo
Today · 4.125%
HK$68,215
baseline
▲ 0.50% · 4.625%
HK$71,811
+HK$3,596/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,430/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,796
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$77,122
−HK$2,364/mo
Today · 4.125%
HK$79,486
baseline
▲ 0.50% · 4.625%
HK$84,322
+HK$4,836/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$158,972/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,209
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,441
−HK$2,264/mo
Today · 4.125%
HK$87,705
baseline
▲ 0.50% · 4.625%
HK$92,328
+HK$4,623/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$175,410/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,363 · Scale 2, in force from 26 Feb 2026)