LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,554
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,847
−HK$1,313/mo
Today · 4.125%
HK$44,160
baseline
▲ 0.50% · 4.625%
HK$46,847
+HK$2,687/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,320/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,228
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,468
−HK$1,258/mo
Today · 4.125%
HK$48,726
baseline
▲ 0.50% · 4.625%
HK$51,294
+HK$2,568/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,452/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,865
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,416
−HK$1,576/mo
Today · 4.125%
HK$52,992
baseline
▲ 0.50% · 4.625%
HK$56,216
+HK$3,224/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,984/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,474
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,962
−HK$1,509/mo
Today · 4.125%
HK$58,471
baseline
▲ 0.50% · 4.625%
HK$61,553
+HK$3,082/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,942/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,176
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,985
−HK$1,839/mo
Today · 4.125%
HK$61,824
baseline
▲ 0.50% · 4.625%
HK$65,586
+HK$3,762/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,648/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,720
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,456
−HK$1,760/mo
Today · 4.125%
HK$68,216
baseline
▲ 0.50% · 4.625%
HK$71,812
+HK$3,596/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,432/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,797
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$77,124
−HK$2,364/mo
Today · 4.125%
HK$79,488
baseline
▲ 0.50% · 4.625%
HK$84,324
+HK$4,836/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$158,976/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,211
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,443
−HK$2,264/mo
Today · 4.125%
HK$87,707
baseline
▲ 0.50% · 4.625%
HK$92,330
+HK$4,623/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$175,414/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,377 · Scale 2, in force from 26 Feb 2026)