LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,556
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,848
−HK$1,314/mo
Today · 4.125%
HK$44,162
baseline
▲ 0.50% · 4.625%
HK$46,849
+HK$2,687/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,324/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,230
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,470
−HK$1,258/mo
Today · 4.125%
HK$48,728
baseline
▲ 0.50% · 4.625%
HK$51,297
+HK$2,569/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,456/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,867
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,418
−HK$1,576/mo
Today · 4.125%
HK$52,994
baseline
▲ 0.50% · 4.625%
HK$56,219
+HK$3,225/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$105,988/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,476
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,964
−HK$1,510/mo
Today · 4.125%
HK$58,474
baseline
▲ 0.50% · 4.625%
HK$61,556
+HK$3,082/mo
Deposit HK$7.29M · loan HK$10.93M · min. income ≈ HK$116,948/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,178
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,988
−HK$1,838/mo
Today · 4.125%
HK$61,826
baseline
▲ 0.50% · 4.625%
HK$65,588
+HK$3,762/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,652/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,723
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,458
−HK$1,761/mo
Today · 4.125%
HK$68,219
baseline
▲ 0.50% · 4.625%
HK$71,815
+HK$3,596/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,438/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,800
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$77,127
−HK$2,364/mo
Today · 4.125%
HK$79,491
baseline
▲ 0.50% · 4.625%
HK$84,328
+HK$4,837/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$158,982/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,215
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,446
−HK$2,265/mo
Today · 4.125%
HK$87,711
baseline
▲ 0.50% · 4.625%
HK$92,334
+HK$4,623/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$175,422/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,407 · Scale 2, in force from 26 Feb 2026)