LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,562
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,854
−HK$1,314/mo
Today · 4.125%
HK$44,168
baseline
▲ 0.50% · 4.625%
HK$46,855
+HK$2,687/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,336/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,237
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,477
−HK$1,258/mo
Today · 4.125%
HK$48,735
baseline
▲ 0.50% · 4.625%
HK$51,304
+HK$2,569/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,470/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,874
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,425
−HK$1,576/mo
Today · 4.125%
HK$53,001
baseline
▲ 0.50% · 4.625%
HK$56,226
+HK$3,225/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,002/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,484
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,972
−HK$1,510/mo
Today · 4.125%
HK$58,482
baseline
▲ 0.50% · 4.625%
HK$61,565
+HK$3,083/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$116,964/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,186
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$59,996
−HK$1,839/mo
Today · 4.125%
HK$61,835
baseline
▲ 0.50% · 4.625%
HK$65,598
+HK$3,763/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,670/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,732
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$66,468
−HK$1,761/mo
Today · 4.125%
HK$68,229
baseline
▲ 0.50% · 4.625%
HK$71,825
+HK$3,596/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,458/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,811
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$77,138
−HK$2,364/mo
Today · 4.125%
HK$79,502
baseline
▲ 0.50% · 4.625%
HK$84,340
+HK$4,838/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$159,004/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,226
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$85,458
−HK$2,265/mo
Today · 4.125%
HK$87,723
baseline
▲ 0.50% · 4.625%
HK$92,347
+HK$4,624/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$175,446/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,503 · Scale 2, in force from 26 Feb 2026)