LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,563
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,856
−HK$1,313/mo
Today · 4.125%
HK$44,169
baseline
▲ 0.50% · 4.625%
HK$46,857
+HK$2,688/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,338/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,238
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,479
−HK$1,258/mo
Today · 4.125%
HK$48,737
baseline
▲ 0.50% · 4.625%
HK$51,306
+HK$2,569/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,474/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,876
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,427
−HK$1,576/mo
Today · 4.125%
HK$53,003
baseline
▲ 0.50% · 4.625%
HK$56,228
+HK$3,225/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,006/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,486
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,974
−HK$1,510/mo
Today · 4.125%
HK$58,484
baseline
▲ 0.50% · 4.625%
HK$61,567
+HK$3,083/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$116,968/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,188
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$59,998
−HK$1,839/mo
Today · 4.125%
HK$61,837
baseline
▲ 0.50% · 4.625%
HK$65,600
+HK$3,763/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,674/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,734
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$66,470
−HK$1,761/mo
Today · 4.125%
HK$68,231
baseline
▲ 0.50% · 4.625%
HK$71,828
+HK$3,597/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,462/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,813
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,141
−HK$2,364/mo
Today · 4.125%
HK$79,505
baseline
▲ 0.50% · 4.625%
HK$84,343
+HK$4,838/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$159,010/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,229
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$85,461
−HK$2,265/mo
Today · 4.125%
HK$87,726
baseline
▲ 0.50% · 4.625%
HK$92,350
+HK$4,624/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$175,452/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,526 · Scale 2, in force from 26 Feb 2026)