LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,563
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,856
−HK$1,314/mo
Today · 4.125%
HK$44,170
baseline
▲ 0.50% · 4.625%
HK$46,857
+HK$2,687/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,340/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,239
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,479
−HK$1,258/mo
Today · 4.125%
HK$48,737
baseline
▲ 0.50% · 4.625%
HK$51,306
+HK$2,569/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,474/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,876
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,427
−HK$1,577/mo
Today · 4.125%
HK$53,004
baseline
▲ 0.50% · 4.625%
HK$56,229
+HK$3,225/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,008/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,487
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,975
−HK$1,509/mo
Today · 4.125%
HK$58,484
baseline
▲ 0.50% · 4.625%
HK$61,567
+HK$3,083/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$116,968/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,189
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$59,999
−HK$1,839/mo
Today · 4.125%
HK$61,838
baseline
▲ 0.50% · 4.625%
HK$65,600
+HK$3,762/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,676/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,734
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,470
−HK$1,762/mo
Today · 4.125%
HK$68,232
baseline
▲ 0.50% · 4.625%
HK$71,828
+HK$3,596/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,464/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,814
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$77,141
−HK$2,364/mo
Today · 4.125%
HK$79,505
baseline
▲ 0.50% · 4.625%
HK$84,343
+HK$4,838/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$159,010/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,230
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,462
−HK$2,264/mo
Today · 4.125%
HK$87,726
baseline
▲ 0.50% · 4.625%
HK$92,351
+HK$4,625/mo
Deposit HK$1.82M · loan HK$16.40M · min. income ≈ HK$175,452/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,531 · Scale 2, in force from 26 Feb 2026)