LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,564
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,857
−HK$1,313/mo
Today · 4.125%
HK$44,170
baseline
▲ 0.50% · 4.625%
HK$46,858
+HK$2,688/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,340/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,240
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,480
−HK$1,258/mo
Today · 4.125%
HK$48,738
baseline
▲ 0.50% · 4.625%
HK$51,307
+HK$2,569/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,476/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,877
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,428
−HK$1,577/mo
Today · 4.125%
HK$53,005
baseline
▲ 0.50% · 4.625%
HK$56,230
+HK$3,225/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,010/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,487
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,976
−HK$1,509/mo
Today · 4.125%
HK$58,485
baseline
▲ 0.50% · 4.625%
HK$61,568
+HK$3,083/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$116,970/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$683,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,190
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$60,000
−HK$1,839/mo
Today · 4.125%
HK$61,839
baseline
▲ 0.50% · 4.625%
HK$65,601
+HK$3,762/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,678/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,735
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,472
−HK$1,761/mo
Today · 4.125%
HK$68,233
baseline
▲ 0.50% · 4.625%
HK$71,829
+HK$3,596/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,466/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,815
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,142
−HK$2,365/mo
Today · 4.125%
HK$79,507
baseline
▲ 0.50% · 4.625%
HK$84,345
+HK$4,838/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$159,014/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,231
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$85,463
−HK$2,265/mo
Today · 4.125%
HK$87,728
baseline
▲ 0.50% · 4.625%
HK$92,352
+HK$4,624/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$175,456/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,543 · Scale 2, in force from 26 Feb 2026)