LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,567
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,860
−HK$1,314/mo
Today · 4.125%
HK$44,174
baseline
▲ 0.50% · 4.625%
HK$46,862
+HK$2,688/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,348/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,243
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,483
−HK$1,259/mo
Today · 4.125%
HK$48,742
baseline
▲ 0.50% · 4.625%
HK$51,311
+HK$2,569/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,484/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,881
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,432
−HK$1,577/mo
Today · 4.125%
HK$53,009
baseline
▲ 0.50% · 4.625%
HK$56,234
+HK$3,225/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,018/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,492
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,980
−HK$1,510/mo
Today · 4.125%
HK$58,490
baseline
▲ 0.50% · 4.625%
HK$61,573
+HK$3,083/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$116,980/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,194
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,004
−HK$1,840/mo
Today · 4.125%
HK$61,844
baseline
▲ 0.50% · 4.625%
HK$65,607
+HK$3,763/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,688/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,741
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$66,477
−HK$1,761/mo
Today · 4.125%
HK$68,238
baseline
▲ 0.50% · 4.625%
HK$71,835
+HK$3,597/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,476/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,821
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,149
−HK$2,364/mo
Today · 4.125%
HK$79,513
baseline
▲ 0.50% · 4.625%
HK$84,351
+HK$4,838/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$159,026/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,238
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$85,470
−HK$2,265/mo
Today · 4.125%
HK$87,735
baseline
▲ 0.50% · 4.625%
HK$92,360
+HK$4,625/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$175,470/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,597 · Scale 2, in force from 26 Feb 2026)