LTV · monthly repayment
▼ 0.50% · 3.625%
HK$415,686
−HK$26,068/mo
▼ 0.25% · 3.875%
HK$428,617
−HK$13,137/mo
Today · 4.125%
HK$441,754
baseline
▲ 0.50% · 4.625%
HK$468,633
+HK$26,879/mo
Deposit HK$91.15M · loan HK$91.15M · min. income ≈ HK$883,508/mo (50% DSR)
Upfront cash ≈ HK$103.00M (deposit + AVD stamp duty HK$11,849,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$462,447
−HK$24,985/mo
▼ 0.25% · 3.875%
HK$474,850
−HK$12,582/mo
Today · 4.125%
HK$487,432
baseline
▲ 0.50% · 4.625%
HK$513,125
+HK$25,693/mo
Deposit HK$91.15M · loan HK$91.15M · min. income ≈ HK$974,864/mo (50% DSR)
Upfront cash ≈ HK$103.00M (deposit + AVD stamp duty HK$11,849,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$498,824
−HK$31,280/mo
▼ 0.25% · 3.875%
HK$514,340
−HK$15,764/mo
Today · 4.125%
HK$530,104
baseline
▲ 0.50% · 4.625%
HK$562,360
+HK$32,256/mo
Deposit HK$72.92M · loan HK$109.38M · min. income ≈ HK$1,060,208/mo (50% DSR)
Upfront cash ≈ HK$84.77M (deposit + AVD stamp duty HK$11,849,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$554,936
−HK$29,982/mo
▼ 0.25% · 3.875%
HK$569,820
−HK$15,098/mo
Today · 4.125%
HK$584,918
baseline
▲ 0.50% · 4.625%
HK$615,750
+HK$30,832/mo
Deposit HK$72.92M · loan HK$109.38M · min. income ≈ HK$1,169,836/mo (50% DSR)
Upfront cash ≈ HK$84.77M (deposit + AVD stamp duty HK$11,849,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$581,961
−HK$36,494/mo
▼ 0.25% · 3.875%
HK$600,063
−HK$18,392/mo
Today · 4.125%
HK$618,455
baseline
▲ 0.50% · 4.625%
HK$656,087
+HK$37,632/mo
Deposit HK$54.69M · loan HK$127.61M · min. income ≈ HK$1,236,910/mo (50% DSR)
Upfront cash ≈ HK$66.54M (deposit + AVD stamp duty HK$11,849,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$647,426
−HK$34,978/mo
▼ 0.25% · 3.875%
HK$664,789
−HK$17,615/mo
Today · 4.125%
HK$682,404
baseline
▲ 0.50% · 4.625%
HK$718,375
+HK$35,971/mo
Deposit HK$54.69M · loan HK$127.61M · min. income ≈ HK$1,364,808/mo (50% DSR)
Upfront cash ≈ HK$66.54M (deposit + AVD stamp duty HK$11,849,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$748,236
−HK$46,921/mo
▼ 0.25% · 3.875%
HK$771,510
−HK$23,647/mo
Today · 4.125%
HK$795,157
baseline
▲ 0.50% · 4.625%
HK$843,540
+HK$48,383/mo
Deposit HK$18.23M · loan HK$164.07M · min. income ≈ HK$1,590,314/mo (50% DSR)
Upfront cash ≈ HK$30.08M (deposit + AVD stamp duty HK$11,849,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$832,405
−HK$44,972/mo
▼ 0.25% · 3.875%
HK$854,729
−HK$22,648/mo
Today · 4.125%
HK$877,377
baseline
▲ 0.50% · 4.625%
HK$923,625
+HK$46,248/mo
Deposit HK$18.23M · loan HK$164.07M · min. income ≈ HK$1,754,754/mo (50% DSR)
Upfront cash ≈ HK$30.08M (deposit + AVD stamp duty HK$11,849,378 · Scale 2, in force from 26 Feb 2026)