LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,569
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,862
−HK$1,314/mo
Today · 4.125%
HK$44,176
baseline
▲ 0.50% · 4.625%
HK$46,864
+HK$2,688/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$88,352/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,245
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,485
−HK$1,258/mo
Today · 4.125%
HK$48,743
baseline
▲ 0.50% · 4.625%
HK$51,313
+HK$2,570/mo
Deposit HK$9.11M · loan HK$9.11M · min. income ≈ HK$97,486/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,883
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,434
−HK$1,577/mo
Today · 4.125%
HK$53,011
baseline
▲ 0.50% · 4.625%
HK$56,236
+HK$3,225/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,022/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,494
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,982
−HK$1,510/mo
Today · 4.125%
HK$58,492
baseline
▲ 0.50% · 4.625%
HK$61,575
+HK$3,083/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$116,984/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,196
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,007
−HK$1,839/mo
Today · 4.125%
HK$61,846
baseline
▲ 0.50% · 4.625%
HK$65,609
+HK$3,763/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,692/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,743
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,479
−HK$1,762/mo
Today · 4.125%
HK$68,241
baseline
▲ 0.50% · 4.625%
HK$71,838
+HK$3,597/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,482/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,824
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,152
−HK$2,364/mo
Today · 4.125%
HK$79,516
baseline
▲ 0.50% · 4.625%
HK$84,355
+HK$4,839/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$159,032/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,241
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$85,473
−HK$2,265/mo
Today · 4.125%
HK$87,738
baseline
▲ 0.50% · 4.625%
HK$92,363
+HK$4,625/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$175,476/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,623 · Scale 2, in force from 26 Feb 2026)