LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,570
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,863
−HK$1,314/mo
Today · 4.125%
HK$44,177
baseline
▲ 0.50% · 4.625%
HK$46,865
+HK$2,688/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,354/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,246
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,487
−HK$1,258/mo
Today · 4.125%
HK$48,745
baseline
▲ 0.50% · 4.625%
HK$51,314
+HK$2,569/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,490/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,884
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,436
−HK$1,576/mo
Today · 4.125%
HK$53,012
baseline
▲ 0.50% · 4.625%
HK$56,238
+HK$3,226/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,024/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,496
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,984
−HK$1,510/mo
Today · 4.125%
HK$58,494
baseline
▲ 0.50% · 4.625%
HK$61,577
+HK$3,083/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$116,988/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,198
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,009
−HK$1,839/mo
Today · 4.125%
HK$61,848
baseline
▲ 0.50% · 4.625%
HK$65,611
+HK$3,763/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,696/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,745
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,481
−HK$1,762/mo
Today · 4.125%
HK$68,243
baseline
▲ 0.50% · 4.625%
HK$71,840
+HK$3,597/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,486/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,826
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,154
−HK$2,365/mo
Today · 4.125%
HK$79,519
baseline
▲ 0.50% · 4.625%
HK$84,357
+HK$4,838/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$159,038/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,244
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$85,476
−HK$2,265/mo
Today · 4.125%
HK$87,741
baseline
▲ 0.50% · 4.625%
HK$92,366
+HK$4,625/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$175,482/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,644 · Scale 2, in force from 26 Feb 2026)