LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,571
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,864
−HK$1,314/mo
Today · 4.125%
HK$44,178
baseline
▲ 0.50% · 4.625%
HK$46,866
+HK$2,688/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,356/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,247
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,488
−HK$1,258/mo
Today · 4.125%
HK$48,746
baseline
▲ 0.50% · 4.625%
HK$51,315
+HK$2,569/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,492/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,885
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,437
−HK$1,576/mo
Today · 4.125%
HK$53,013
baseline
▲ 0.50% · 4.625%
HK$56,239
+HK$3,226/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,026/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,497
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,985
−HK$1,510/mo
Today · 4.125%
HK$58,495
baseline
▲ 0.50% · 4.625%
HK$61,578
+HK$3,083/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$116,990/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,199
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,010
−HK$1,839/mo
Today · 4.125%
HK$61,849
baseline
▲ 0.50% · 4.625%
HK$65,612
+HK$3,763/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,698/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,746
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,483
−HK$1,761/mo
Today · 4.125%
HK$68,244
baseline
▲ 0.50% · 4.625%
HK$71,841
+HK$3,597/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,488/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,828
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,155
−HK$2,365/mo
Today · 4.125%
HK$79,520
baseline
▲ 0.50% · 4.625%
HK$84,359
+HK$4,839/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$159,040/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,245
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,478
−HK$2,265/mo
Today · 4.125%
HK$87,743
baseline
▲ 0.50% · 4.625%
HK$92,368
+HK$4,625/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$175,486/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,656 · Scale 2, in force from 26 Feb 2026)