LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,571
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,865
−HK$1,313/mo
Today · 4.125%
HK$44,178
baseline
▲ 0.50% · 4.625%
HK$46,866
+HK$2,688/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,356/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,248
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,488
−HK$1,258/mo
Today · 4.125%
HK$48,746
baseline
▲ 0.50% · 4.625%
HK$51,316
+HK$2,570/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,492/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,886
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,437
−HK$1,577/mo
Today · 4.125%
HK$53,014
baseline
▲ 0.50% · 4.625%
HK$56,240
+HK$3,226/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,028/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,497
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,986
−HK$1,510/mo
Today · 4.125%
HK$58,496
baseline
▲ 0.50% · 4.625%
HK$61,579
+HK$3,083/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$116,992/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,200
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,010
−HK$1,840/mo
Today · 4.125%
HK$61,850
baseline
▲ 0.50% · 4.625%
HK$65,613
+HK$3,763/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,700/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,747
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,483
−HK$1,762/mo
Today · 4.125%
HK$68,245
baseline
▲ 0.50% · 4.625%
HK$71,842
+HK$3,597/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,490/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,829
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,156
−HK$2,365/mo
Today · 4.125%
HK$79,521
baseline
▲ 0.50% · 4.625%
HK$84,360
+HK$4,839/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$159,042/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,246
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,479
−HK$2,265/mo
Today · 4.125%
HK$87,744
baseline
▲ 0.50% · 4.625%
HK$92,369
+HK$4,625/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$175,488/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,664 · Scale 2, in force from 26 Feb 2026)