LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,572
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,865
−HK$1,314/mo
Today · 4.125%
HK$44,179
baseline
▲ 0.50% · 4.625%
HK$46,867
+HK$2,688/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,358/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,248
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,489
−HK$1,258/mo
Today · 4.125%
HK$48,747
baseline
▲ 0.50% · 4.625%
HK$51,316
+HK$2,569/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,494/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,886
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,438
−HK$1,577/mo
Today · 4.125%
HK$53,015
baseline
▲ 0.50% · 4.625%
HK$56,240
+HK$3,225/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,030/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,498
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,986
−HK$1,510/mo
Today · 4.125%
HK$58,496
baseline
▲ 0.50% · 4.625%
HK$61,580
+HK$3,084/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$116,992/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,201
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$60,011
−HK$1,839/mo
Today · 4.125%
HK$61,850
baseline
▲ 0.50% · 4.625%
HK$65,614
+HK$3,764/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,700/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,748
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,484
−HK$1,762/mo
Today · 4.125%
HK$68,246
baseline
▲ 0.50% · 4.625%
HK$71,843
+HK$3,597/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,492/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,829
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,157
−HK$2,365/mo
Today · 4.125%
HK$79,522
baseline
▲ 0.50% · 4.625%
HK$84,360
+HK$4,838/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$159,044/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,247
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$85,480
−HK$2,264/mo
Today · 4.125%
HK$87,744
baseline
▲ 0.50% · 4.625%
HK$92,370
+HK$4,626/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$175,488/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,671 · Scale 2, in force from 26 Feb 2026)