LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,573
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,866
−HK$1,314/mo
Today · 4.125%
HK$44,180
baseline
▲ 0.50% · 4.625%
HK$46,868
+HK$2,688/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,360/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,249
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,489
−HK$1,259/mo
Today · 4.125%
HK$48,748
baseline
▲ 0.50% · 4.625%
HK$51,317
+HK$2,569/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,496/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,887
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,439
−HK$1,576/mo
Today · 4.125%
HK$53,015
baseline
▲ 0.50% · 4.625%
HK$56,241
+HK$3,226/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,030/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,499
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,987
−HK$1,510/mo
Today · 4.125%
HK$58,497
baseline
▲ 0.50% · 4.625%
HK$61,581
+HK$3,084/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$116,994/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,202
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$60,012
−HK$1,839/mo
Today · 4.125%
HK$61,851
baseline
▲ 0.50% · 4.625%
HK$65,615
+HK$3,764/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,702/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,749
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,485
−HK$1,762/mo
Today · 4.125%
HK$68,247
baseline
▲ 0.50% · 4.625%
HK$71,844
+HK$3,597/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,494/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,831
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,158
−HK$2,365/mo
Today · 4.125%
HK$79,523
baseline
▲ 0.50% · 4.625%
HK$84,362
+HK$4,839/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$159,046/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,248
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,481
−HK$2,265/mo
Today · 4.125%
HK$87,746
baseline
▲ 0.50% · 4.625%
HK$92,371
+HK$4,625/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$175,492/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,683 · Scale 2, in force from 26 Feb 2026)