LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,574
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,868
−HK$1,313/mo
Today · 4.125%
HK$44,181
baseline
▲ 0.50% · 4.625%
HK$46,870
+HK$2,689/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,362/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,251
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,491
−HK$1,259/mo
Today · 4.125%
HK$48,750
baseline
▲ 0.50% · 4.625%
HK$51,320
+HK$2,570/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,500/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,889
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,441
−HK$1,577/mo
Today · 4.125%
HK$53,018
baseline
▲ 0.50% · 4.625%
HK$56,244
+HK$3,226/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,036/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,501
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,990
−HK$1,510/mo
Today · 4.125%
HK$58,500
baseline
▲ 0.50% · 4.625%
HK$61,583
+HK$3,083/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$117,000/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,204
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,015
−HK$1,839/mo
Today · 4.125%
HK$61,854
baseline
▲ 0.50% · 4.625%
HK$65,618
+HK$3,764/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,708/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,751
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,488
−HK$1,762/mo
Today · 4.125%
HK$68,250
baseline
▲ 0.50% · 4.625%
HK$71,847
+HK$3,597/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,500/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,834
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,162
−HK$2,365/mo
Today · 4.125%
HK$79,527
baseline
▲ 0.50% · 4.625%
HK$84,366
+HK$4,839/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$159,054/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,252
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,485
−HK$2,265/mo
Today · 4.125%
HK$87,750
baseline
▲ 0.50% · 4.625%
HK$92,375
+HK$4,625/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$175,500/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,712 · Scale 2, in force from 26 Feb 2026)