LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,576
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,869
−HK$1,314/mo
Today · 4.125%
HK$44,183
baseline
▲ 0.50% · 4.625%
HK$46,871
+HK$2,688/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,366/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,252
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,493
−HK$1,258/mo
Today · 4.125%
HK$48,751
baseline
▲ 0.50% · 4.625%
HK$51,321
+HK$2,570/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,502/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,891
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,443
−HK$1,576/mo
Today · 4.125%
HK$53,019
baseline
▲ 0.50% · 4.625%
HK$56,245
+HK$3,226/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,038/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,503
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,991
−HK$1,511/mo
Today · 4.125%
HK$58,502
baseline
▲ 0.50% · 4.625%
HK$61,585
+HK$3,083/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$117,004/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,206
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,016
−HK$1,840/mo
Today · 4.125%
HK$61,856
baseline
▲ 0.50% · 4.625%
HK$65,620
+HK$3,764/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,712/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,753
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,490
−HK$1,762/mo
Today · 4.125%
HK$68,252
baseline
▲ 0.50% · 4.625%
HK$71,849
+HK$3,597/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,504/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,836
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,164
−HK$2,365/mo
Today · 4.125%
HK$79,529
baseline
▲ 0.50% · 4.625%
HK$84,368
+HK$4,839/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$159,058/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,254
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,487
−HK$2,265/mo
Today · 4.125%
HK$87,752
baseline
▲ 0.50% · 4.625%
HK$92,378
+HK$4,626/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$175,504/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,733 · Scale 2, in force from 26 Feb 2026)