LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,578
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,872
−HK$1,314/mo
Today · 4.125%
HK$44,186
baseline
▲ 0.50% · 4.625%
HK$46,874
+HK$2,688/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,372/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,255
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,496
−HK$1,259/mo
Today · 4.125%
HK$48,755
baseline
▲ 0.50% · 4.625%
HK$51,324
+HK$2,569/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,510/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,894
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,446
−HK$1,577/mo
Today · 4.125%
HK$53,023
baseline
▲ 0.50% · 4.625%
HK$56,249
+HK$3,226/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,046/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,507
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,995
−HK$1,510/mo
Today · 4.125%
HK$58,505
baseline
▲ 0.50% · 4.625%
HK$61,589
+HK$3,084/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$117,010/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,210
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,020
−HK$1,840/mo
Today · 4.125%
HK$61,860
baseline
▲ 0.50% · 4.625%
HK$65,624
+HK$3,764/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,720/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,758
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,494
−HK$1,762/mo
Today · 4.125%
HK$68,256
baseline
▲ 0.50% · 4.625%
HK$71,854
+HK$3,598/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,512/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,841
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,169
−HK$2,365/mo
Today · 4.125%
HK$79,534
baseline
▲ 0.50% · 4.625%
HK$84,374
+HK$4,840/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$159,068/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,260
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,493
−HK$2,265/mo
Today · 4.125%
HK$87,758
baseline
▲ 0.50% · 4.625%
HK$92,384
+HK$4,626/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$175,516/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,778 · Scale 2, in force from 26 Feb 2026)