LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,579
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,873
−HK$1,314/mo
Today · 4.125%
HK$44,187
baseline
▲ 0.50% · 4.625%
HK$46,875
+HK$2,688/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,374/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,257
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,497
−HK$1,259/mo
Today · 4.125%
HK$48,756
baseline
▲ 0.50% · 4.625%
HK$51,326
+HK$2,570/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,512/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,895
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,447
−HK$1,577/mo
Today · 4.125%
HK$53,024
baseline
▲ 0.50% · 4.625%
HK$56,250
+HK$3,226/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,048/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,508
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,997
−HK$1,510/mo
Today · 4.125%
HK$58,507
baseline
▲ 0.50% · 4.625%
HK$61,591
+HK$3,084/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$117,014/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,211
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,022
−HK$1,839/mo
Today · 4.125%
HK$61,861
baseline
▲ 0.50% · 4.625%
HK$65,626
+HK$3,765/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$123,722/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,759
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,496
−HK$1,762/mo
Today · 4.125%
HK$68,258
baseline
▲ 0.50% · 4.625%
HK$71,856
+HK$3,598/mo
Deposit HK$5.47M · loan HK$12.76M · min. income ≈ HK$136,516/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,843
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,171
−HK$2,365/mo
Today · 4.125%
HK$79,536
baseline
▲ 0.50% · 4.625%
HK$84,376
+HK$4,840/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$159,072/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,262
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,495
−HK$2,265/mo
Today · 4.125%
HK$87,760
baseline
▲ 0.50% · 4.625%
HK$92,386
+HK$4,626/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$175,520/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,794 · Scale 2, in force from 26 Feb 2026)