LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,582
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,876
−HK$1,314/mo
Today · 4.125%
HK$44,190
baseline
▲ 0.50% · 4.625%
HK$46,879
+HK$2,689/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,380/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,260
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,500
−HK$1,259/mo
Today · 4.125%
HK$48,759
baseline
▲ 0.50% · 4.625%
HK$51,329
+HK$2,570/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,518/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,899
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,451
−HK$1,577/mo
Today · 4.125%
HK$53,028
baseline
▲ 0.50% · 4.625%
HK$56,254
+HK$3,226/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,056/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,512
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$57,000
−HK$1,511/mo
Today · 4.125%
HK$58,511
baseline
▲ 0.50% · 4.625%
HK$61,595
+HK$3,084/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$117,022/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,215
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,026
−HK$1,840/mo
Today · 4.125%
HK$61,866
baseline
▲ 0.50% · 4.625%
HK$65,630
+HK$3,764/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,732/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,764
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,501
−HK$1,762/mo
Today · 4.125%
HK$68,263
baseline
▲ 0.50% · 4.625%
HK$71,861
+HK$3,598/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,526/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,848
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,176
−HK$2,366/mo
Today · 4.125%
HK$79,542
baseline
▲ 0.50% · 4.625%
HK$84,381
+HK$4,839/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$159,084/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,268
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,501
−HK$2,265/mo
Today · 4.125%
HK$87,766
baseline
▲ 0.50% · 4.625%
HK$92,393
+HK$4,627/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$175,532/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,841 · Scale 2, in force from 26 Feb 2026)