LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,583
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,877
−HK$1,314/mo
Today · 4.125%
HK$44,191
baseline
▲ 0.50% · 4.625%
HK$46,880
+HK$2,689/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,382/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,261
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,501
−HK$1,259/mo
Today · 4.125%
HK$48,760
baseline
▲ 0.50% · 4.625%
HK$51,330
+HK$2,570/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,520/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,900
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,452
−HK$1,577/mo
Today · 4.125%
HK$53,029
baseline
▲ 0.50% · 4.625%
HK$56,255
+HK$3,226/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,058/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,513
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$57,002
−HK$1,510/mo
Today · 4.125%
HK$58,512
baseline
▲ 0.50% · 4.625%
HK$61,596
+HK$3,084/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$117,024/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,216
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,027
−HK$1,840/mo
Today · 4.125%
HK$61,867
baseline
▲ 0.50% · 4.625%
HK$65,631
+HK$3,764/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,734/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,765
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,502
−HK$1,762/mo
Today · 4.125%
HK$68,264
baseline
▲ 0.50% · 4.625%
HK$71,862
+HK$3,598/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,528/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,849
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,178
−HK$2,365/mo
Today · 4.125%
HK$79,543
baseline
▲ 0.50% · 4.625%
HK$84,383
+HK$4,840/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$159,086/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,269
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$85,503
−HK$2,265/mo
Today · 4.125%
HK$87,768
baseline
▲ 0.50% · 4.625%
HK$92,394
+HK$4,626/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$175,536/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,855 · Scale 2, in force from 26 Feb 2026)