LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,584
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,877
−HK$1,315/mo
Today · 4.125%
HK$44,192
baseline
▲ 0.50% · 4.625%
HK$46,881
+HK$2,689/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,384/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,262
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,502
−HK$1,259/mo
Today · 4.125%
HK$48,761
baseline
▲ 0.50% · 4.625%
HK$51,331
+HK$2,570/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,522/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,901
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,453
−HK$1,577/mo
Today · 4.125%
HK$53,030
baseline
▲ 0.50% · 4.625%
HK$56,257
+HK$3,227/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,060/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,514
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$57,003
−HK$1,510/mo
Today · 4.125%
HK$58,513
baseline
▲ 0.50% · 4.625%
HK$61,598
+HK$3,085/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$117,026/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,218
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,028
−HK$1,840/mo
Today · 4.125%
HK$61,868
baseline
▲ 0.50% · 4.625%
HK$65,633
+HK$3,765/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,736/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,766
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,503
−HK$1,763/mo
Today · 4.125%
HK$68,266
baseline
▲ 0.50% · 4.625%
HK$71,864
+HK$3,598/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,532/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,851
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,179
−HK$2,366/mo
Today · 4.125%
HK$79,545
baseline
▲ 0.50% · 4.625%
HK$84,385
+HK$4,840/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$159,090/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,271
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$85,504
−HK$2,266/mo
Today · 4.125%
HK$87,770
baseline
▲ 0.50% · 4.625%
HK$92,397
+HK$4,627/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$175,540/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,871 · Scale 2, in force from 26 Feb 2026)