LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,585
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,878
−HK$1,314/mo
Today · 4.125%
HK$44,192
baseline
▲ 0.50% · 4.625%
HK$46,881
+HK$2,689/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,384/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,262
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,503
−HK$1,259/mo
Today · 4.125%
HK$48,762
baseline
▲ 0.50% · 4.625%
HK$51,332
+HK$2,570/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,524/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,901
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,454
−HK$1,577/mo
Today · 4.125%
HK$53,031
baseline
▲ 0.50% · 4.625%
HK$56,258
+HK$3,227/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,062/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,515
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$57,004
−HK$1,510/mo
Today · 4.125%
HK$58,514
baseline
▲ 0.50% · 4.625%
HK$61,599
+HK$3,085/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$117,028/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,218
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,029
−HK$1,840/mo
Today · 4.125%
HK$61,869
baseline
▲ 0.50% · 4.625%
HK$65,634
+HK$3,765/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,738/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,767
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,504
−HK$1,763/mo
Today · 4.125%
HK$68,267
baseline
▲ 0.50% · 4.625%
HK$71,865
+HK$3,598/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,534/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,852
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,181
−HK$2,365/mo
Today · 4.125%
HK$79,546
baseline
▲ 0.50% · 4.625%
HK$84,386
+HK$4,840/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$159,092/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,272
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$85,506
−HK$2,265/mo
Today · 4.125%
HK$87,771
baseline
▲ 0.50% · 4.625%
HK$92,398
+HK$4,627/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$175,542/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,880 · Scale 2, in force from 26 Feb 2026)