LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,585
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,878
−HK$1,315/mo
Today · 4.125%
HK$44,193
baseline
▲ 0.50% · 4.625%
HK$46,882
+HK$2,689/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,386/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,263
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,504
−HK$1,258/mo
Today · 4.125%
HK$48,762
baseline
▲ 0.50% · 4.625%
HK$51,333
+HK$2,571/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,524/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,902
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,454
−HK$1,577/mo
Today · 4.125%
HK$53,031
baseline
▲ 0.50% · 4.625%
HK$56,258
+HK$3,227/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$106,062/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,515
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,004
−HK$1,511/mo
Today · 4.125%
HK$58,515
baseline
▲ 0.50% · 4.625%
HK$61,599
+HK$3,084/mo
Deposit HK$7.29M · loan HK$10.94M · min. income ≈ HK$117,030/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,219
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,030
−HK$1,840/mo
Today · 4.125%
HK$61,870
baseline
▲ 0.50% · 4.625%
HK$65,634
+HK$3,764/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,740/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,768
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,505
−HK$1,762/mo
Today · 4.125%
HK$68,267
baseline
▲ 0.50% · 4.625%
HK$71,866
+HK$3,599/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,534/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$683,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,853
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,181
−HK$2,366/mo
Today · 4.125%
HK$79,547
baseline
▲ 0.50% · 4.625%
HK$84,387
+HK$4,840/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$159,094/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,273
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$85,506
−HK$2,266/mo
Today · 4.125%
HK$87,772
baseline
▲ 0.50% · 4.625%
HK$92,399
+HK$4,627/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$175,544/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,887 · Scale 2, in force from 26 Feb 2026)