LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,589
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,882
−HK$1,315/mo
Today · 4.125%
HK$44,197
baseline
▲ 0.50% · 4.625%
HK$46,886
+HK$2,689/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,394/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,267
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,508
−HK$1,259/mo
Today · 4.125%
HK$48,767
baseline
▲ 0.50% · 4.625%
HK$51,337
+HK$2,570/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,534/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,907
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,459
−HK$1,577/mo
Today · 4.125%
HK$53,036
baseline
▲ 0.50% · 4.625%
HK$56,263
+HK$3,227/mo
Deposit HK$7.30M · loan HK$10.94M · min. income ≈ HK$106,072/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,521
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$57,010
−HK$1,510/mo
Today · 4.125%
HK$58,520
baseline
▲ 0.50% · 4.625%
HK$61,605
+HK$3,085/mo
Deposit HK$7.30M · loan HK$10.94M · min. income ≈ HK$117,040/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,224
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,035
−HK$1,841/mo
Today · 4.125%
HK$61,876
baseline
▲ 0.50% · 4.625%
HK$65,641
+HK$3,765/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,752/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$683,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,774
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,511
−HK$1,763/mo
Today · 4.125%
HK$68,274
baseline
▲ 0.50% · 4.625%
HK$71,872
+HK$3,598/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,548/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$683,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,860
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,188
−HK$2,366/mo
Today · 4.125%
HK$79,554
baseline
▲ 0.50% · 4.625%
HK$84,395
+HK$4,841/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$159,108/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,281
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$85,514
−HK$2,266/mo
Today · 4.125%
HK$87,780
baseline
▲ 0.50% · 4.625%
HK$92,407
+HK$4,627/mo
Deposit HK$1.82M · loan HK$16.41M · min. income ≈ HK$175,560/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,950 · Scale 2, in force from 26 Feb 2026)