LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,590
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,883
−HK$1,315/mo
Today · 4.125%
HK$44,198
baseline
▲ 0.50% · 4.625%
HK$46,887
+HK$2,689/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,396/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,268
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,509
−HK$1,259/mo
Today · 4.125%
HK$48,768
baseline
▲ 0.50% · 4.625%
HK$51,338
+HK$2,570/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,536/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,908
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,460
−HK$1,577/mo
Today · 4.125%
HK$53,037
baseline
▲ 0.50% · 4.625%
HK$56,264
+HK$3,227/mo
Deposit HK$7.30M · loan HK$10.94M · min. income ≈ HK$106,074/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,522
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$57,011
−HK$1,510/mo
Today · 4.125%
HK$58,521
baseline
▲ 0.50% · 4.625%
HK$61,606
+HK$3,085/mo
Deposit HK$7.30M · loan HK$10.94M · min. income ≈ HK$117,042/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,225
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,037
−HK$1,840/mo
Today · 4.125%
HK$61,877
baseline
▲ 0.50% · 4.625%
HK$65,642
+HK$3,765/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,754/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$683,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,775
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,513
−HK$1,762/mo
Today · 4.125%
HK$68,275
baseline
▲ 0.50% · 4.625%
HK$71,874
+HK$3,599/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,550/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$683,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,861
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,190
−HK$2,366/mo
Today · 4.125%
HK$79,556
baseline
▲ 0.50% · 4.625%
HK$84,397
+HK$4,841/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,112/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,282
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,516
−HK$2,266/mo
Today · 4.125%
HK$87,782
baseline
▲ 0.50% · 4.625%
HK$92,409
+HK$4,627/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,564/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,964 · Scale 2, in force from 26 Feb 2026)