LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,591
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,885
−HK$1,314/mo
Today · 4.125%
HK$44,199
baseline
▲ 0.50% · 4.625%
HK$46,889
+HK$2,690/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,398/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,270
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,511
−HK$1,259/mo
Today · 4.125%
HK$48,770
baseline
▲ 0.50% · 4.625%
HK$51,340
+HK$2,570/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,540/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,909
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,462
−HK$1,577/mo
Today · 4.125%
HK$53,039
baseline
▲ 0.50% · 4.625%
HK$56,266
+HK$3,227/mo
Deposit HK$7.30M · loan HK$10.94M · min. income ≈ HK$106,078/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,524
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$57,013
−HK$1,510/mo
Today · 4.125%
HK$58,523
baseline
▲ 0.50% · 4.625%
HK$61,608
+HK$3,085/mo
Deposit HK$7.30M · loan HK$10.94M · min. income ≈ HK$117,046/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,228
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,039
−HK$1,840/mo
Today · 4.125%
HK$61,879
baseline
▲ 0.50% · 4.625%
HK$65,644
+HK$3,765/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,758/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$683,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,778
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,515
−HK$1,762/mo
Today · 4.125%
HK$68,277
baseline
▲ 0.50% · 4.625%
HK$71,876
+HK$3,599/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,554/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$683,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,864
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,193
−HK$2,366/mo
Today · 4.125%
HK$79,559
baseline
▲ 0.50% · 4.625%
HK$84,400
+HK$4,841/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,118/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,285
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,519
−HK$2,266/mo
Today · 4.125%
HK$87,785
baseline
▲ 0.50% · 4.625%
HK$92,412
+HK$4,627/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,570/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,988 · Scale 2, in force from 26 Feb 2026)