LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,592
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,885
−HK$1,315/mo
Today · 4.125%
HK$44,200
baseline
▲ 0.50% · 4.625%
HK$46,889
+HK$2,689/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,400/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,270
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,511
−HK$1,259/mo
Today · 4.125%
HK$48,770
baseline
▲ 0.50% · 4.625%
HK$51,341
+HK$2,571/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,540/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$683,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,910
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,462
−HK$1,578/mo
Today · 4.125%
HK$53,040
baseline
▲ 0.50% · 4.625%
HK$56,267
+HK$3,227/mo
Deposit HK$7.30M · loan HK$10.94M · min. income ≈ HK$106,080/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,524
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,014
−HK$1,510/mo
Today · 4.125%
HK$58,524
baseline
▲ 0.50% · 4.625%
HK$61,609
+HK$3,085/mo
Deposit HK$7.30M · loan HK$10.94M · min. income ≈ HK$117,048/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$683,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,228
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,040
−HK$1,840/mo
Today · 4.125%
HK$61,880
baseline
▲ 0.50% · 4.625%
HK$65,645
+HK$3,765/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,760/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$683,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,778
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,516
−HK$1,762/mo
Today · 4.125%
HK$68,278
baseline
▲ 0.50% · 4.625%
HK$71,877
+HK$3,599/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,556/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$683,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,865
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,194
−HK$2,366/mo
Today · 4.125%
HK$79,560
baseline
▲ 0.50% · 4.625%
HK$84,401
+HK$4,841/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,120/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,287
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$85,520
−HK$2,266/mo
Today · 4.125%
HK$87,786
baseline
▲ 0.50% · 4.625%
HK$92,414
+HK$4,628/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,572/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$683,997 · Scale 2, in force from 26 Feb 2026)