LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,592
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,886
−HK$1,314/mo
Today · 4.125%
HK$44,200
baseline
▲ 0.50% · 4.625%
HK$46,890
+HK$2,690/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,400/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$684,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,271
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,512
−HK$1,259/mo
Today · 4.125%
HK$48,771
baseline
▲ 0.50% · 4.625%
HK$51,341
+HK$2,570/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,542/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$684,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,911
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,463
−HK$1,577/mo
Today · 4.125%
HK$53,040
baseline
▲ 0.50% · 4.625%
HK$56,268
+HK$3,228/mo
Deposit HK$7.30M · loan HK$10.94M · min. income ≈ HK$106,080/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,525
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,014
−HK$1,511/mo
Today · 4.125%
HK$58,525
baseline
▲ 0.50% · 4.625%
HK$61,610
+HK$3,085/mo
Deposit HK$7.30M · loan HK$10.94M · min. income ≈ HK$117,050/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,229
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,040
−HK$1,840/mo
Today · 4.125%
HK$61,880
baseline
▲ 0.50% · 4.625%
HK$65,646
+HK$3,766/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,760/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,779
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,516
−HK$1,763/mo
Today · 4.125%
HK$68,279
baseline
▲ 0.50% · 4.625%
HK$71,878
+HK$3,599/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,558/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,866
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,195
−HK$2,366/mo
Today · 4.125%
HK$79,561
baseline
▲ 0.50% · 4.625%
HK$84,402
+HK$4,841/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,122/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,287
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,521
−HK$2,266/mo
Today · 4.125%
HK$87,787
baseline
▲ 0.50% · 4.625%
HK$92,415
+HK$4,628/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,574/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,004 · Scale 2, in force from 26 Feb 2026)