LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,593
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,886
−HK$1,315/mo
Today · 4.125%
HK$44,201
baseline
▲ 0.50% · 4.625%
HK$46,890
+HK$2,689/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,402/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$684,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,271
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,512
−HK$1,259/mo
Today · 4.125%
HK$48,771
baseline
▲ 0.50% · 4.625%
HK$51,342
+HK$2,571/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,542/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$684,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,911
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,464
−HK$1,577/mo
Today · 4.125%
HK$53,041
baseline
▲ 0.50% · 4.625%
HK$56,268
+HK$3,227/mo
Deposit HK$7.30M · loan HK$10.94M · min. income ≈ HK$106,082/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,526
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,015
−HK$1,511/mo
Today · 4.125%
HK$58,526
baseline
▲ 0.50% · 4.625%
HK$61,610
+HK$3,084/mo
Deposit HK$7.30M · loan HK$10.94M · min. income ≈ HK$117,052/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,230
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,041
−HK$1,840/mo
Today · 4.125%
HK$61,881
baseline
▲ 0.50% · 4.625%
HK$65,647
+HK$3,766/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,762/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,780
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,517
−HK$1,763/mo
Today · 4.125%
HK$68,280
baseline
▲ 0.50% · 4.625%
HK$71,879
+HK$3,599/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,560/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,867
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,196
−HK$2,366/mo
Today · 4.125%
HK$79,562
baseline
▲ 0.50% · 4.625%
HK$84,403
+HK$4,841/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,124/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,288
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,522
−HK$2,266/mo
Today · 4.125%
HK$87,788
baseline
▲ 0.50% · 4.625%
HK$92,416
+HK$4,628/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,576/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,013 · Scale 2, in force from 26 Feb 2026)