LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,594
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,888
−HK$1,314/mo
Today · 4.125%
HK$44,202
baseline
▲ 0.50% · 4.625%
HK$46,892
+HK$2,690/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,404/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$684,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,273
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,514
−HK$1,259/mo
Today · 4.125%
HK$48,773
baseline
▲ 0.50% · 4.625%
HK$51,344
+HK$2,571/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,546/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$684,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,913
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,465
−HK$1,578/mo
Today · 4.125%
HK$53,043
baseline
▲ 0.50% · 4.625%
HK$56,270
+HK$3,227/mo
Deposit HK$7.30M · loan HK$10.94M · min. income ≈ HK$106,086/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,528
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,017
−HK$1,511/mo
Today · 4.125%
HK$58,528
baseline
▲ 0.50% · 4.625%
HK$61,613
+HK$3,085/mo
Deposit HK$7.30M · loan HK$10.94M · min. income ≈ HK$117,056/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,232
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,043
−HK$1,840/mo
Today · 4.125%
HK$61,883
baseline
▲ 0.50% · 4.625%
HK$65,649
+HK$3,766/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,766/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,782
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,520
−HK$1,762/mo
Today · 4.125%
HK$68,282
baseline
▲ 0.50% · 4.625%
HK$71,881
+HK$3,599/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,564/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,869
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,198
−HK$2,366/mo
Today · 4.125%
HK$79,564
baseline
▲ 0.50% · 4.625%
HK$84,406
+HK$4,842/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,128/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,291
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,525
−HK$2,266/mo
Today · 4.125%
HK$87,791
baseline
▲ 0.50% · 4.625%
HK$92,419
+HK$4,628/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,582/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,036 · Scale 2, in force from 26 Feb 2026)