LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,595
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,889
−HK$1,314/mo
Today · 4.125%
HK$44,203
baseline
▲ 0.50% · 4.625%
HK$46,893
+HK$2,690/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$88,406/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$684,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,274
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,515
−HK$1,259/mo
Today · 4.125%
HK$48,774
baseline
▲ 0.50% · 4.625%
HK$51,345
+HK$2,571/mo
Deposit HK$9.12M · loan HK$9.12M · min. income ≈ HK$97,548/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$684,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,914
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,466
−HK$1,578/mo
Today · 4.125%
HK$53,044
baseline
▲ 0.50% · 4.625%
HK$56,272
+HK$3,228/mo
Deposit HK$7.30M · loan HK$10.94M · min. income ≈ HK$106,088/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,529
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,018
−HK$1,511/mo
Today · 4.125%
HK$58,529
baseline
▲ 0.50% · 4.625%
HK$61,614
+HK$3,085/mo
Deposit HK$7.30M · loan HK$10.94M · min. income ≈ HK$117,058/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$684,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,233
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,044
−HK$1,841/mo
Today · 4.125%
HK$61,885
baseline
▲ 0.50% · 4.625%
HK$65,650
+HK$3,765/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$123,770/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,783
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$66,521
−HK$1,763/mo
Today · 4.125%
HK$68,284
baseline
▲ 0.50% · 4.625%
HK$71,883
+HK$3,599/mo
Deposit HK$5.47M · loan HK$12.77M · min. income ≈ HK$136,568/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,871
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,200
−HK$2,366/mo
Today · 4.125%
HK$79,566
baseline
▲ 0.50% · 4.625%
HK$84,407
+HK$4,841/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$159,132/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,293
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,527
−HK$2,266/mo
Today · 4.125%
HK$87,793
baseline
▲ 0.50% · 4.625%
HK$92,421
+HK$4,628/mo
Deposit HK$1.82M · loan HK$16.42M · min. income ≈ HK$175,586/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$684,050 · Scale 2, in force from 26 Feb 2026)